Cyber crime is on the rise. Most cyber crimes involve identity theft. Criminals steal personal information to hack accounts and access funds.

Some common scams are:

• Phishing

• Formjacking

• False Quizzes

• Public Wi-Fi

(Download our cyber toolkit to get more information on these common scams.)

Here are some warning signs that you may be a victim:

• You receive letters or emails about an insurance policy that you never inquired about.

• You receive bills from medical providers for procedures you did not receive.

• You see suspicious charges or inquiries on your credit report.

• You receive phishing emails directing you to click on a link or make a payment for a service you never received.

• You see suspicious activity on your insurance policies.

• Shred or tear up personal financial documents before discarding them.

• Don’t include personal identifiers such as social security number or driver’s license number on your checks.

• Use your social security number only when absolutely necessary.

• Only reveal information when the website is securely protected and has an address beginning with https://.

• Do not provide personal, financial or any other identifying information to a telephone caller.

• THINK BEFORE YOU CLICK!

• Pay attention to your credit card billing cycles, as identity thieves may reroute bills to another address to hide criminal activities involving your accounts.

• Carefully review all monthly credit card statements and check for unauthorized use.

• Request that your credit card company notify you when a charge has been made so you can immediately verify the legitimacy of the charge.

• Get a copy of your credit report at least twice per year to check for possible errors.

• Minimize the number of cards and identifying information you carry, especially your social security card and passport.

• Most important of all, don’t commit insurance fraud and if you see it happening, report it.

• And finally, pass our information along to everyone you know.