How does insurance fraud affect you?

• Everyone pays higher premiums.
• Products and services cost more due to rising workers' compensation and other insurance costs. Insurance fraud can erode the economic stability of our communities. More than one third of respondents to a survey conducted by The Business Council said New York's workers' comp costs are encouraging them to consider relocating their businesses out of the state.
• Arson can cost a person's home or place of employment or life.
• Staged accidents can inflict permanent injury.
• People's health and lives are endangered by unscrupulous individuals who sell nonexistent health policies or perform quack medical care to illegally inflate health insurance claims.